Welcome to the online home of Lakeside Financial Services. By visiting our website, you have taken the first step towards purchasing your dream home, refinancing your existing home, obtaining a home equity line of credit, or looking to plan for your family's future. We offer a broad range of mortgages and other home financing options. Along with a wide range of insurance products, and Tax Preparation services. We strive to offer creative solutions that meet the needs and expectations of customers with a wide variety of backgrounds, credit scores, and financial histories. We provide mortgages for first-time homebuyers as well as refinancing for existing homeowners. All of our home financing options demonstrates our commitment to providing customers with the best possible rates.

We are here to help you navigate the California Mortgage process in the easiest and most beneficial way possible. Whether it be Baldwin Park, West Covina, Los Angeles, or FHA, USDA, VA or conventional financing ANYWHERE in the state of California, the path to financial independence begins with the proper management of your biggest asset, your home!

At Lakeside Financial Services, we do everything in our power to work with customers to find the mortgage, home loan options, or Insurance Product that best coincide with their current financial standing and future financial goals. We see our job as an important part of helping customers achieve their financial goals in terms of home ownership, and planning for the future or the unexpected. To that end, we are willing to go above and beyond the call of duty to help our customers achieve their goals, whether that means finding them the best mortgage to fit their budget, helping them to refinance their home in order to restructure debt, or finding them the best insurance product.

HARP 2 (Home Affordable Refinance Program)

Late last year the government along with Fannie Mae and
Freddie Mac announced plans for a new version of their HARP program. HARP has been around for a few years and allowed home owners with Fannie Mae or Freddie Mac loans to refinance with expanded guidelines. The new version, or HARP 2.0, eliminates most of the bottlenecks home owners were having with version one.
 

Here are some of the highlights to this program:
 

  • No limit on Loan to Value
  • Most loans will not need an appraisal
  • Even if you have a second mortgage we can still
    refinance the first
  • If you currently have PMI or MIP we can refinance
    your loan
  • Limited income documentation
  • Limited credit requirements
  • Even if you have been turned down in the past
    Lakeside Financial Services may be able to help you lower your payment under this new
    program.
  • You can change lenders and save even more
    sometimes!

Lakeside Financial Services has teamed up with a number of lenders to
offer the HARP program at the best rates and lowest closing costs around. If you want to find out how you can qualify for this loan call us toll free at 855-890-5626.


We specialize in these California Home Loans:

California Home Loans – we offer a variety of California home loans including California FHA, USDA, VA, HARP, Jumbo, Super Jumbo & traditional conventional financing with or without mortgage insurance.

California FHA for the First Time Home Buyer – the absolute best loan program for California First Time Home Buyers in Baldwin Park and West Covina; 3-3.5% down payment options are truly available
 
California VA – 100% financing program and then some for our Military and National Guard borrowers.

California Refinance – we offer California FHA Streamline, Conventional Rate & Term (lower your mortgage rate), Cash Out, Debt Consolidation, Divorce

We are committed to being the best, most versatile financial company with a reputation for outstanding customer service. We want to be your financial company for life. As such, we prefer to build relationships with customers based on trust, mutual respect, and a team-oriented approach to the entire process. We want every interaction with our company to illustrate to you our commitment to excellent customer service.

To get started, simply click Apply Now above, or call us Toll Free at 855-890-LOAN (5626).

Hablamos Espanol!!                                                           
                    
                                 


 
Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams
into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

 

Need to Refinance?

Save money by taking
advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap
into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

 

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off
high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

 
 

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